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Les catastrophes naturelles et industrielles sont des risques majeurs qui ont pour particularité commune d'avoir une forte empreinte géographique. Leur principale différence est que l'indemnisation des risques naturels repose sur la solidarité, alors que les risques industriels relèvent de la responsabilité privée de l'industriel ,
Their main difference is that compensation for natural disasters relies on solidarity, whereas industrial risks imply the liability of the industrialist. This thesis brings parts of assessment of prevention and coverage policies for natural and industrial risks. Each chapter provides some elements of policies assessment and analyzes in particular links between insurance and urbanism policies (Chapter 2), between insurance and collective prevention policies Interaction between national and local public policies is addressed in each chapter, between insurance and assistance policies between prevention policies and real estate market ,